* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary-color: #0d6e5e;
  --primary-dark: #0a5649;
  --primary-light: #10856f;
  --text-dark: #1a2332;
  --text-gray: #5a6c7d;
  --bg-light: #f8f9fa;
  --bg-cream: #fffef7;
  --white: #ffffff;
  --border-color: #e5e7eb;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Helvetica', 'Arial', sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background: var(--white);
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.header-top {
  background: var(--white);
  border-bottom: 1px solid var(--border-color);
  padding: 12px 0;
}

.header-contact {
  display: flex;
  gap: 32px;
  font-size: 14px;
}

.contact-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--text-gray);
}

.contact-item svg {
  flex-shrink: 0;
}

.nav {
  background: var(--white);
  padding: 16px 0;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  font-size: 24px;
  font-weight: 700;
  color: var(--primary-color);
  text-decoration: none;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 32px;
  align-items: center;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  transition: color 0.3s;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-color);
}

.dropdown {
  position: relative;
}

.dropdown:hover .dropdown-menu {
  display: block;
}

.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
  border-radius: 8px;
  min-width: 200px;
  padding: 8px 0;
  list-style: none;
}

.dropdown-menu li {
  margin: 0;
}

.dropdown-menu a {
  display: block;
  padding: 12px 20px;
  color: var(--text-dark);
  text-decoration: none;
  transition: background 0.3s;
}

.dropdown-menu a:hover {
  background: var(--bg-light);
  color: var(--primary-color);
}

.btn {
  display: inline-block;
  padding: 12px 24px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
  border: none;
  cursor: pointer;
  font-size: 16px;
}

.btn-primary {
  background: var(--primary-color);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(13, 110, 94, 0.3);
}

.btn-secondary {
  background: var(--primary-color);
  color: var(--white);
}

.btn-secondary:hover {
  background: var(--primary-dark);
}

.hero {
  background: linear-gradient(rgba(13, 110, 94, 0.05), rgba(13, 110, 94, 0.05)), url('https://images.pexels.com/photos/4545158/pexels-photo-4545158.jpeg?auto=compress&cs=tinysrgb&w=1600') center/cover;
  padding: 120px 0;
  position: relative;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(255, 255, 255, 0.9);
}

.hero-content {
  position: relative;
  max-width: 600px;
}

.hero h1 {
  font-size: 48px;
  line-height: 1.2;
  color: var(--primary-color);
  margin-bottom: 20px;
  font-weight: 700;
}

.hero p {
  font-size: 18px;
  color: var(--text-gray);
  margin-bottom: 32px;
  line-height: 1.8;
}

.info-banner {
  background: var(--primary-color);
  color: var(--white);
  padding: 16px 0;
  text-align: center;
}

.info-banner p {
  margin: 0;
  font-size: 16px;
}

.info-banner a {
  color: var(--white);
  text-decoration: underline;
  font-weight: 600;
}

.about {
  padding: 80px 0;
  background: var(--white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-image img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.about-content h2 {
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 20px;
  line-height: 1.3;
}

.about-content p {
  color: var(--text-gray);
  margin-bottom: 16px;
  font-size: 16px;
  line-height: 1.8;
}

.check-list {
  list-style: none;
  margin: 24px 0;
}

.check-list li {
  padding: 12px 0;
  padding-left: 32px;
  position: relative;
  color: var(--text-gray);
}

.check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--primary-color);
  font-weight: bold;
  font-size: 18px;
}

.contact-box {
  margin-top: 32px;
  display: flex;
  gap: 20px;
}

.contact-box-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.contact-box-item span {
  font-size: 14px;
  color: var(--text-gray);
}

.contact-box-item a {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary-color);
  text-decoration: none;
}

.services {
  padding: 80px 0;
  background: var(--bg-cream);
}

.services h2 {
  text-align: center;
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 16px;
}

.section-subtitle {
  text-align: center;
  color: var(--text-gray);
  max-width: 800px;
  margin: 0 auto 48px;
  font-size: 16px;
  line-height: 1.8;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.service-card {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s, box-shadow 0.3s;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.15);
}

.service-card img {
  width: 100%;
  height: 250px;
  object-fit: cover;
}

.service-content {
  padding: 32px;
  background: var(--primary-color);
  color: var(--white);
}

.service-content h3 {
  font-size: 24px;
  margin-bottom: 16px;
}

.service-content p {
  margin-bottom: 24px;
  line-height: 1.8;
  opacity: 0.95;
}

.secure {
  padding: 80px 0;
  background: var(--white);
}

.secure-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.secure-content h2 {
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 20px;
}

.secure-content > p {
  color: var(--text-gray);
  margin-bottom: 32px;
  line-height: 1.8;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.feature {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.feature-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: rgba(13, 110, 94, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}

.feature h3 {
  font-size: 18px;
  color: var(--primary-color);
}

.feature p {
  font-size: 14px;
  color: var(--text-gray);
  line-height: 1.6;
}

.secure-image img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.testimonials {
  padding: 80px 0;
  background: var(--bg-light);
}

.testimonials h2 {
  text-align: center;
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 16px;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 48px;
}

.testimonial-card {
  background: var(--white);
  padding: 32px;
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
}

.testimonial-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 16px;
}

.testimonial-header img {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  object-fit: cover;
}

.stars {
  color: #fbbf24;
  font-size: 16px;
  margin-bottom: 4px;
}

.testimonial-card h4 {
  font-size: 18px;
  color: var(--text-dark);
}

.testimonial-card p {
  color: var(--text-gray);
  line-height: 1.7;
  font-size: 15px;
}

.stats {
  padding: 60px 0;
  background: var(--primary-color);
  color: var(--white);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}

.stat {
  text-align: center;
}

.stat-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}

.stat-number {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 8px;
}

.stat-label {
  font-size: 16px;
  opacity: 0.9;
}

.faq {
  padding: 80px 0;
  background: var(--bg-cream);
}

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.faq-image img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.faq-content h2 {
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 32px;
}

.accordion {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.accordion-item {
  background: var(--white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.accordion-header {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 24px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-size: 16px;
  font-weight: 600;
  color: var(--text-dark);
  transition: background 0.3s;
}

.accordion-header:hover {
  background: var(--bg-light);
}

.accordion-header svg {
  flex-shrink: 0;
  transition: transform 0.3s;
}

.accordion-item.active .accordion-header svg {
  transform: rotate(180deg);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
}

.accordion-item.active .accordion-content {
  max-height: 300px;
}

.accordion-content p {
  padding: 0 24px 24px;
  color: var(--text-gray);
  line-height: 1.7;
}

.footer {
  background: var(--primary-color);
  color: var(--white);
  padding: 60px 0 20px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 40px;
}

.footer-column h3 {
  font-size: 20px;
  margin-bottom: 20px;
}

.footer-column p {
  opacity: 0.9;
  line-height: 1.7;
  margin-bottom: 20px;
  font-size: 15px;
}

.footer-column ul {
  list-style: none;
}

.footer-column ul li {
  margin-bottom: 12px;
}

.footer-column a {
  color: var(--white);
  text-decoration: none;
  opacity: 0.9;
  transition: opacity 0.3s;
}

.footer-column a:hover {
  opacity: 1;
}

.contact-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
}

.contact-list svg {
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.2);
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 14px;
}

.footer-links {
  display: flex;
  gap: 24px;
}

.footer-links a {
  color: var(--white);
  text-decoration: none;
  opacity: 0.9;
  transition: opacity 0.3s;
}

.footer-links a:hover {
  opacity: 1;
}

.footer-links a:visited {
  color: var(--white);
}

.page-hero {
  background: linear-gradient(rgba(13, 110, 94, 0.7), rgba(13, 110, 94, 0.7)), url('https://images.pexels.com/photos/4545158/pexels-photo-4545158.jpeg?auto=compress&cs=tinysrgb&w=1600') center/cover;
  padding: 100px 0;
  text-align: center;
  color: var(--white);
}

.page-hero h1 {
  font-size: 48px;
  margin-bottom: 16px;
}

.breadcrumb {
  display: flex;
  justify-content: center;
  gap: 8px;
  font-size: 14px;
  opacity: 0.9;
}

.breadcrumb a {
  color: var(--white);
  text-decoration: none;
}

.content-section {
  padding: 80px 0;
}

.content-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.content-image img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.content-text h2 {
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 20px;
}

.content-text p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 16px;
}

.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-bottom: 80px;
}

.contact-card {
  background: var(--white);
  padding: 48px 32px;
  border-radius: 12px;
  text-align: center;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s;
}

.contact-card:hover {
  transform: translateY(-4px);
}

.contact-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: rgba(13, 110, 94, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
}

.contact-card h3 {
  font-size: 20px;
  color: var(--primary-color);
  margin-bottom: 12px;
}

.contact-card p {
  color: var(--text-gray);
  margin-bottom: 12px;
  font-size: 15px;
}

.contact-card a {
  color: var(--primary-color);
  font-weight: 600;
  text-decoration: none;
  font-size: 18px;
}

.form-section {
  background: var(--bg-cream);
  padding: 80px 0;
}

.form-container {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 60px;
  align-items: start;
}

.form-intro h2 {
  font-size: 36px;
  color: var(--primary-color);
  margin-bottom: 20px;
  line-height: 1.3;
}

.form-intro p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 16px;
}

.contact-form {
  background: var(--white);
  padding: 40px;
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  color: var(--text-dark);
  font-weight: 500;
  font-size: 15px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border-color);
  border-radius: 6px;
  font-size: 15px;
  font-family: inherit;
  transition: border-color 0.3s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-color);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.checkbox-group {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 24px;
  padding: 16px;
  background: var(--bg-light);
  border-radius: 6px;
}

.checkbox-group input[type="checkbox"] {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  cursor: pointer;
}

.checkbox-label {
  font-size: 13px;
  color: var(--text-gray);
  line-height: 1.6;
}

.checkbox-label a {
  color: var(--primary-color);
  text-decoration: underline;
}

.btn-submit {
  width: 100%;
  padding: 14px;
  font-size: 16px;
}

.policy-content {
  max-width: 900px;
  margin: 0 auto;
  padding: 80px 20px;
}

.policy-content h1 {
  font-size: 42px;
  color: var(--primary-color);
  margin-bottom: 20px;
}

.policy-content h2 {
  font-size: 28px;
  color: var(--primary-color);
  margin: 40px 0 20px;
}

.policy-content p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 16px;
}

.policy-content ul {
  margin: 16px 0;
  padding-left: 40px;
}

.policy-content li {
  color: var(--text-gray);
  margin-bottom: 12px;
  line-height: 1.7;
}

/* Dynamic Data Preload Mechanism */
.dynamic-content {
  opacity: 0;
  transition: opacity 0.3s ease-in-out;
}

.dynamic-content.loaded {
  opacity: 1;
}

.loading-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(255, 255, 255, 0.95);
  display: flex;
  justify-content: center;
  align-items: center;
  z-index: 9999;
}

.loading-spinner {
  border: 4px solid #f3f4f6;
  border-top: 4px solid #0d6e5e;
  border-radius: 50%;
  width: 40px;
  height: 40px;
  animation: spin 1s linear infinite;
}

@keyframes spin {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}

.loading-overlay.hidden {
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s ease-out, visibility 0.3s ease-out;
}

@media (max-width: 768px) {
  .header-contact {
    flex-direction: column;
    gap: 8px;
  }

  .nav .container {
    flex-direction: column;
    gap: 16px;
  }

  .nav-menu {
    flex-direction: column;
    gap: 16px;
  }

  .hero h1 {
    font-size: 32px;
  }

  .about-grid,
  .secure-grid,
  .faq-grid,
  .content-grid,
  .form-container {
    grid-template-columns: 1fr;
  }

  .services-grid,
  .testimonials-grid,
  .stats-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .form-row {
    grid-template-columns: 1fr;
  }
}